ToolVet
77trust / 100

Credit Check

by RSoft Bank in Onchain & crypto

x402 APIPassing, checked 3 h ago

Credit assessment of an AI agent wallet for a given USDC amount by RSoft Bank's underwriting model (Kelly-criterion sizing over on-chain history and ERC-8004 reputation). Returns approved true/false, a credit score, a risk tier from AAA to CCC and the annual rate the bank would charge. Use it to pre-qualify an agent before requesting a loan, or as an independent agent credit score when deciding whether to lend to, defer payment from or trust an autonomous agent with funds.

POST
https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/credit-check
Price
$0.01
per call in USDC
Uptime
100%
last 30 days
Response time
407 ms
566 ms slowest 5%
Last check
Passed
3 h ago, next any minute now

Run a free test callHow to call it

Reliability

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Status and outage history · Atom feed

How to call it

POST https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/credit-check

Each call costs $0.01 in USDC on Base, paid with the request over x402.

Run a free test callOne unpaid request, the way an agent sends it. You see the payment challenge it gets back. Nothing is charged.

Example request

From the listing.

POST https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/credit-check
content-type: application/json

{
  "agent_id": "0x4cffda4ff0a6c4918609067d2f77aad6dfc9ae9b",
  "amount": 5
}

Parameters

ParameterTypeRequiredDescription
agent_idstringYesEVM wallet address (0x...)
amountnumberYesLoan amount to assess, in USDC

Example response

The provider's example. We can't check it without paying.

{
  "approved": true,
  "credit_score": 625,
  "premium_rate": 0.14,
  "risk_tier": "BBB"
}

Call it from code

The curl command shows the payment challenge. The JavaScript and Python versions pay and call, and never pay more than $0.01.

curl: see the payment challenge
# bash or zsh: see the payment challenge. Nothing is charged.
curl -sS -g -i -X POST 'https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/credit-check' \
  -H 'content-type: application/json' \
  --data-raw '{"agent_id":"0x4cffda4ff0a6c4918609067d2f77aad6dfc9ae9b","amount":5}'

# x402 v2 sends the challenge base64-encoded in the PAYMENT-REQUIRED header (v1 sends it in the body).
# To read the header:
curl -sS -g -o /dev/null -D - -X POST 'https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/credit-check' \
  -H 'content-type: application/json' \
  --data-raw '{"agent_id":"0x4cffda4ff0a6c4918609067d2f77aad6dfc9ae9b","amount":5}' \
  | grep -i '^payment-required:' | cut -d' ' -f2 | tr -d '\r' | base64 --decode
JavaScript: pay and call
// npm i @x402/fetch @x402/evm viem
import { wrapFetchWithPayment, x402Client } from "@x402/fetch";
import { registerExactEvmScheme } from "@x402/evm/exact/client";
import { privateKeyToAccount } from "viem/accounts";

// Pays at most $0.01 per call.
const client = new x402Client().setSpendControls({ maxAmountPerPayment: "$0.01" });
registerExactEvmScheme(client, { signer: privateKeyToAccount(process.env.EVM_PRIVATE_KEY) });
const pay = wrapFetchWithPayment(fetch, client);

// Not sure it's safe to pay? ToolVet checks it first for $0.005. Pay for that from a separate
// client: this one is capped at $0.01 per payment. GET https://toolvet.app/api/v1/check?url=https%3A%2F%2F7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws%2Fpaid%2Fcredit-check&method=POST
const res = await pay("https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/credit-check", {
  method: "POST",
  headers: { "content-type": "application/json" },
  body: JSON.stringify({
    "agent_id": "0x4cffda4ff0a6c4918609067d2f77aad6dfc9ae9b",
    "amount": 5
  }),
});
console.log(res.status, await res.text());
Python: pay and call
# pip install "x402[requests,evm]"
import os
from eth_account import Account
from x402 import x402ClientSync
from x402.http.clients import x402_requests
from x402.mechanisms.evm import EthAccountSigner
from x402.mechanisms.evm.exact.register import register_exact_evm_client

# Pays at most $0.01 per call.
client = x402ClientSync().set_spend_controls({"max_amount_per_payment": "$0.01"})
register_exact_evm_client(client, EthAccountSigner(Account.from_key(os.environ["EVM_PRIVATE_KEY"])))

with x402_requests(client) as session:
    res = session.post(
        "https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/credit-check",
        json={
            "agent_id": "0x4cffda4ff0a6c4918609067d2f77aad6dfc9ae9b",
            "amount": 5,
        },
    )
    print(res.status_code, res.text)

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