13trust / 100

Debt Bnpl

by DebtPulse in Markets & finance

x402 APIFailing, checked 4 h ago

Buy now pay later debt analysis and BNPL true-APR calculator. Computes the real APR on Klarna, Afterpay, Affirm, and Zip balances, flags platform-specific risks, and returns an escape strategy to clear the debt. For debt-relief and personal-finance agents.

GET
https://debtpulse.theaslangroupllc.com/api/debt/bnpl
Price
$0.08
per call in USDC
Uptime
0.0%
last 30 days
Response time
-
no timed checks yet
Last check
Failed
4 h ago, next any minute now

Run a free test callHow to call it

Reliability

All checks passedSome failedAll failedNot checked

Latest check failed 4 h ago: Expected HTTP 402, got 400

Status and outage history · Atom feed · Watch with other listings

How to call it

GET https://debtpulse.theaslangroupllc.com/api/debt/bnpl

Each call costs $0.08 in USDC on Polygon, paid with the request over x402.

Run a free test callOne unpaid request, the way an agent sends it. You see the payment challenge it gets back. Nothing is charged.

Example request

From the listing.

GET https://debtpulse.theaslangroupllc.com/api/debt/bnpl?action=-options

Parameters

ParameterTypeRequiredDescription
actionstringNocompare | risks | credit-impact | dispute | default-options

Example response

The provider's example. We can't check it without paying.

{
  "action": "compare",
  "risk_warning": "BNPL can lead to overspending — not reported to bureaus but may be soon",
  "top_providers": [
    {
      "interest_free_days": 30,
      "late_fee": 7,
      "name": "Klarna"
    },
    {
      "interest_free_days": 56,
      "late_fee": 8,
      "name": "Afterpay"
    }
  ]
}

Call it from code

The curl command shows the payment challenge. The JavaScript and Python versions pay and call, and never pay more than $0.08.

curl: see the payment challenge
# bash or zsh: see the payment challenge. Nothing is charged.
curl -sS -g -i 'https://debtpulse.theaslangroupllc.com/api/debt/bnpl?action=-options'

# x402 v2 sends the challenge base64-encoded in the PAYMENT-REQUIRED header (v1 sends it in the body).
# To read the header:
curl -sS -g -o /dev/null -D - 'https://debtpulse.theaslangroupllc.com/api/debt/bnpl?action=-options' \
  | grep -i '^payment-required:' | cut -d' ' -f2 | tr -d '\r' | base64 --decode
JavaScript: pay and call
// npm i @x402/fetch @x402/evm viem
import { wrapFetchWithPayment, x402Client } from "@x402/fetch";
import { registerExactEvmScheme } from "@x402/evm/exact/client";
import { privateKeyToAccount } from "viem/accounts";

// Pays at most $0.08 per call.
const client = new x402Client().setSpendControls({ maxAmountPerPayment: "$0.08" });
registerExactEvmScheme(client, { signer: privateKeyToAccount(process.env.EVM_PRIVATE_KEY) });
const pay = wrapFetchWithPayment(fetch, client);

// Not sure it's safe to pay? ToolVet checks it first for $0.005. Pay for that from a separate
// client: this one is capped at $0.08 per payment. GET https://toolvet.app/api/v1/check?url=https%3A%2F%2Fdebtpulse.theaslangroupllc.com%2Fapi%2Fdebt%2Fbnpl
const res = await pay("https://debtpulse.theaslangroupllc.com/api/debt/bnpl?action=-options");
console.log(res.status, await res.text());
Python: pay and call
# pip install "x402[requests,evm]"
import os
from eth_account import Account
from x402 import x402ClientSync
from x402.http.clients import x402_requests
from x402.mechanisms.evm import EthAccountSigner
from x402.mechanisms.evm.exact.register import register_exact_evm_client

# Pays at most $0.08 per call.
client = x402ClientSync().set_spend_controls({"max_amount_per_payment": "$0.08"})
register_exact_evm_client(client, EthAccountSigner(Account.from_key(os.environ["EVM_PRIVATE_KEY"])))

with x402_requests(client) as session:
    res = session.get("https://debtpulse.theaslangroupllc.com/api/debt/bnpl?action=-options")
    print(res.status_code, res.text)

Security scan

No findings

We scan names, descriptions and tool definitions for hidden instructions and other prompt-injection patterns.

Recent checks

WhenResultHTTPTimePrice
4 h agoExpected HTTP 402, got 400400181 ms-
10 h agoExpected HTTP 402, got 400400241 ms-
16 h agoExpected HTTP 402, got 400400199 ms-
21 h agoExpected HTTP 402, got 400400382 ms-
27 h agoExpected HTTP 402, got 400400200 ms-
Show 7 older checks
33 h agoExpected HTTP 402, got 400400271 ms-
38 h agoExpected HTTP 402, got 400400243 ms-
44 h agoExpected HTTP 402, got 400400201 ms-
2 days agoExpected HTTP 402, got 400400226 ms-
2 days agoExpected HTTP 402, got 400400182 ms-
2 days agoExpected HTTP 402, got 400400149 ms-
3 days agoExpected HTTP 402, got 400400169 ms-