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Future Value

by Future value in Markets & finance

x402 APIPassing, checked 4 h ago

Future value of a present sum and/or a level annuity, given a per-period rate and number of periods. Set dueAtBeginning=true for an annuity-due (payments at the start of each period).

POST
https://finance.openverbs.com/v1/future-value
Price
$0.004
per call in USDC
Uptime
100%
last 30 days
Response time
561 ms
619 ms slowest 5%
Last check
Passed
4 h ago, next any minute now

Run a free test callHow to call it

Reliability

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Status and outage history · Atom feed · Watch with other listings

How to call it

POST https://finance.openverbs.com/v1/future-value

Each call costs $0.004 in USDC on Base, paid with the request over x402.

Run a free test callOne unpaid request, the way an agent sends it. You see the payment challenge it gets back. Nothing is charged.

Example request

From the listing.

POST https://finance.openverbs.com/v1/future-value
content-type: application/json

{
  "payment": 1,
  "periods": 1,
  "presentValue": 1,
  "ratePercent": 1
}

Parameters

ParameterTypeRequiredDescription
dueAtBeginningbooleanNoAnnuity-due (payments at period start). Default false.
paymentnumberNoLevel payment per period (annuity). Default 0.
periodsintegerYesNumber of periods.
presentValuenumberNoPresent lump sum. Default 0.
ratePercentnumberYesInterest rate per period, as a percentage.

Example response

The listing has no example response.

Call it from code

The curl command shows the payment challenge. The JavaScript and Python versions pay and call, and never pay more than $0.004.

curl: see the payment challenge
# bash or zsh: see the payment challenge. Nothing is charged.
curl -sS -g -i -X POST 'https://finance.openverbs.com/v1/future-value' \
  -H 'content-type: application/json' \
  --data-raw '{"payment":1,"periods":1,"presentValue":1,"ratePercent":1}'

# x402 v2 sends the challenge base64-encoded in the PAYMENT-REQUIRED header (v1 sends it in the body).
# To read the header:
curl -sS -g -o /dev/null -D - -X POST 'https://finance.openverbs.com/v1/future-value' \
  -H 'content-type: application/json' \
  --data-raw '{"payment":1,"periods":1,"presentValue":1,"ratePercent":1}' \
  | grep -i '^payment-required:' | cut -d' ' -f2 | tr -d '\r' | base64 --decode
JavaScript: pay and call
// npm i @x402/fetch @x402/evm viem
import { wrapFetchWithPayment, x402Client } from "@x402/fetch";
import { registerExactEvmScheme } from "@x402/evm/exact/client";
import { privateKeyToAccount } from "viem/accounts";

// Pays at most $0.004 per call.
const client = new x402Client().setSpendControls({ maxAmountPerPayment: "$0.004" });
registerExactEvmScheme(client, { signer: privateKeyToAccount(process.env.EVM_PRIVATE_KEY) });
const pay = wrapFetchWithPayment(fetch, client);

// Not sure it's safe to pay? ToolVet checks it first for $0.005. Pay for that from a separate
// client: this one is capped at $0.004 per payment. GET https://toolvet.app/api/v1/check?url=https%3A%2F%2Ffinance.openverbs.com%2Fv1%2Ffuture-value&method=POST
const res = await pay("https://finance.openverbs.com/v1/future-value", {
  method: "POST",
  headers: { "content-type": "application/json" },
  body: JSON.stringify({
    "payment": 1,
    "periods": 1,
    "presentValue": 1,
    "ratePercent": 1
  }),
});
console.log(res.status, await res.text());
Python: pay and call
# pip install "x402[requests,evm]"
import os
from eth_account import Account
from x402 import x402ClientSync
from x402.http.clients import x402_requests
from x402.mechanisms.evm import EthAccountSigner
from x402.mechanisms.evm.exact.register import register_exact_evm_client

# Pays at most $0.004 per call.
client = x402ClientSync().set_spend_controls({"max_amount_per_payment": "$0.004"})
register_exact_evm_client(client, EthAccountSigner(Account.from_key(os.environ["EVM_PRIVATE_KEY"])))

with x402_requests(client) as session:
    res = session.post(
        "https://finance.openverbs.com/v1/future-value",
        json={
            "payment": 1,
            "periods": 1,
            "presentValue": 1,
            "ratePercent": 1,
        },
    )
    print(res.status_code, res.text)

Security scan

No findings

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Recent checks

WhenResultHTTPTimePrice
4 h agoPassed402562 ms$0.004
9 h agoPassed402588 ms$0.004
14 h agoPassed402587 ms$0.004
18 h agoPassed402619 ms$0.004
23 h agoPassed402525 ms$0.004
Show 10 older checks
27 h agoPassed402559 ms$0.004
31 h agoPassed402609 ms$0.004
36 h agoPassed402591 ms$0.004
40 h agoPassed402561 ms$0.004
44 h agoPassed402554 ms$0.004
2 days agoPassed402556 ms$0.004
2 days agoPassed402574 ms$0.004
2 days agoPassed402501 ms$0.004
3 days agoPassed402169 ms$0.004
3 days agoPassed4023.1 s$0.004