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Late Fee Notice

by Free Small Biz Tools in Markets & finance

x402 APIPassing, checked 2 h ago

Free Small Biz Tools API: Late-fee reminder email for an overdue invoice. Calculates the late fee and writes a ready-to-send reminder (subject + body) in a polite, firm or final tone. Bad input 400, never charged.

GET
https://api.freesmallbiztools.com/v1/late-fee-notice
Price
$0.01
per call in USDC
Uptime
100%
last 30 days
Response time
689 ms
1.2 s slowest 5%
Last check
Passed
2 h ago, next any minute now

Run a free test callHow to call it

Reliability

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Status and outage history · Atom feed · Watch with other listings

How to call it

GET https://api.freesmallbiztools.com/v1/late-fee-notice

Each call costs $0.01 in USDC on Base, paid with the request over x402.

Run a free test callOne unpaid request, the way an agent sends it. You see the payment challenge it gets back. Nothing is charged.

Example request

From the listing.

GET https://api.freesmallbiztools.com/v1/late-fee-notice?amount=1200&due_date=2026-09-01&paid_date=2026-10-14&rate=1.5&rate_type=monthly_percent&tone=polite

Parameters

ParameterTypeRequiredDescription
amountstringYesInvoice amount, e.g. 1200
business_namestringNo
client_namestringNo
due_datestringYesYYYY-MM-DD
grace_daysstringNo
invoice_numberstringNo
paid_datestringNoYYYY-MM-DD (default today)
ratestringNoRate number (default 1.5)
rate_typestringNo One of: monthly_percent, annual_percent, daily_percent, flat.
tonestringNo One of: polite, firm, final.

Example response

The provider's example. We can't check it without paying.

{
  "email": {
    "body": "Hi there, ...",
    "subject": "Friendly reminder: your invoice was due 2026-09-01"
  },
  "kind": "late_fee_notice",
  "tone": "polite"
}

Call it from code

The curl command shows the payment challenge. The JavaScript and Python versions pay and call, and never pay more than $0.01.

curl: see the payment challenge
# bash or zsh: see the payment challenge. Nothing is charged.
curl -sS -g -i 'https://api.freesmallbiztools.com/v1/late-fee-notice?amount=1200&due_date=2026-09-01&paid_date=2026-10-14&rate=1.5&rate_type=monthly_percent&tone=polite'

# x402 v2 sends the challenge base64-encoded in the PAYMENT-REQUIRED header (v1 sends it in the body).
# To read the header:
curl -sS -g -o /dev/null -D - 'https://api.freesmallbiztools.com/v1/late-fee-notice?amount=1200&due_date=2026-09-01&paid_date=2026-10-14&rate=1.5&rate_type=monthly_percent&tone=polite' \
  | grep -i '^payment-required:' | cut -d' ' -f2 | tr -d '\r' | base64 --decode
JavaScript: pay and call
// npm i @x402/fetch @x402/evm viem
import { wrapFetchWithPayment, x402Client } from "@x402/fetch";
import { registerExactEvmScheme } from "@x402/evm/exact/client";
import { privateKeyToAccount } from "viem/accounts";

// Pays at most $0.01 per call.
const client = new x402Client().setSpendControls({ maxAmountPerPayment: "$0.01" });
registerExactEvmScheme(client, { signer: privateKeyToAccount(process.env.EVM_PRIVATE_KEY) });
const pay = wrapFetchWithPayment(fetch, client);

// Not sure it's safe to pay? ToolVet checks it first for $0.005. Pay for that from a separate
// client: this one is capped at $0.01 per payment. GET https://toolvet.app/api/v1/check?url=https%3A%2F%2Fapi.freesmallbiztools.com%2Fv1%2Flate-fee-notice
const res = await pay("https://api.freesmallbiztools.com/v1/late-fee-notice?amount=1200&due_date=2026-09-01&paid_date=2026-10-14&rate=1.5&rate_type=monthly_percent&tone=polite");
console.log(res.status, await res.text());
Python: pay and call
# pip install "x402[requests,evm]"
import os
from eth_account import Account
from x402 import x402ClientSync
from x402.http.clients import x402_requests
from x402.mechanisms.evm import EthAccountSigner
from x402.mechanisms.evm.exact.register import register_exact_evm_client

# Pays at most $0.01 per call.
client = x402ClientSync().set_spend_controls({"max_amount_per_payment": "$0.01"})
register_exact_evm_client(client, EthAccountSigner(Account.from_key(os.environ["EVM_PRIVATE_KEY"])))

with x402_requests(client) as session:
    res = session.get("https://api.freesmallbiztools.com/v1/late-fee-notice?amount=1200&due_date=2026-09-01&paid_date=2026-10-14&rate=1.5&rate_type=monthly_percent&tone=polite")
    print(res.status_code, res.text)

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