75trust / 100

Loans

by RSoft Bank in Onchain & crypto

x402 APIPassing, checked 53 min ago

Request a real USDC loan for an AI agent on Base mainnet from RSoft Bank: an actual lender, not a loan calculator. Call it when your agent needs working capital. The agent signs an EIP-712 LoanRequest (wallet, amount, nonce, deadline); the bank underwrites it and disburses USDC on-chain to the agent wallet. No human sponsor: 2 USDC flat. With a sponsor: from 5 USDC, growing with each repaid loan. Returns request_id, status and amount. Repaying on time earns ERC-8004 reputation.

POST
https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/loans
Price
$0.01
per call in USDC
Uptime
100%
last 30 days
Response time
432 ms
516 ms slowest 5%
Last check
Passed
53 min ago, next any minute now

Run a free test callHow to call it

Reliability

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Status and outage history · Atom feed

How to call it

POST https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/loans

Each call costs $0.01 in USDC on Base, paid with the request over x402.

Run a free test callOne unpaid request, the way an agent sends it. You see the payment challenge it gets back. Nothing is charged.

Example request

From the listing.

POST https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/loans
content-type: application/json

{
  "agent_id": "0x4cffda4ff0a6c4918609067d2f77aad6dfc9ae9b",
  "amount": 5,
  "deadline": 1759803600,
  "nonce": "1759800000-7f3a",
  "signature": "0xcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcd"
}

Parameters

ParameterTypeRequiredDescription
agent_idstringYesBorrower EVM wallet address (0x...)
amountnumberYesLoan amount in USDC (per-loan cap applies)
deadlineintegerYesUnix timestamp the signature expires
noncestringYesUnique nonce included in the signed struct
signaturestringYesBorrower EIP-712 signature over (wallet, amount, nonce, deadline) — the bank never originates unsigned loans

Example response

The provider's example. We can't check it without paying.

{
  "amount": 5,
  "network": "Base Mainnet",
  "request_id": "req_abc123",
  "status": "disbursed"
}

Call it from code

The curl command shows the payment challenge. The JavaScript and Python versions pay and call, and never pay more than $0.01.

curl: see the payment challenge
# bash or zsh: see the payment challenge. Nothing is charged.
curl -sS -g -i -X POST 'https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/loans' \
  -H 'content-type: application/json' \
  --data-raw '{"agent_id":"0x4cffda4ff0a6c4918609067d2f77aad6dfc9ae9b","amount":5,"deadline":1759803600,"nonce":"1759800000-7f3a","signature":"0xcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcd"}'

# x402 v2 sends the challenge base64-encoded in the PAYMENT-REQUIRED header (v1 sends it in the body).
# To read the header:
curl -sS -g -o /dev/null -D - -X POST 'https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/loans' \
  -H 'content-type: application/json' \
  --data-raw '{"agent_id":"0x4cffda4ff0a6c4918609067d2f77aad6dfc9ae9b","amount":5,"deadline":1759803600,"nonce":"1759800000-7f3a","signature":"0xcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcd"}' \
  | grep -i '^payment-required:' | cut -d' ' -f2 | tr -d '\r' | base64 --decode
JavaScript: pay and call
// npm i @x402/fetch @x402/evm viem
import { wrapFetchWithPayment, x402Client } from "@x402/fetch";
import { registerExactEvmScheme } from "@x402/evm/exact/client";
import { privateKeyToAccount } from "viem/accounts";

// Pays at most $0.01 per call.
const client = new x402Client().setSpendControls({ maxAmountPerPayment: "$0.01" });
registerExactEvmScheme(client, { signer: privateKeyToAccount(process.env.EVM_PRIVATE_KEY) });
const pay = wrapFetchWithPayment(fetch, client);

// Not sure it's safe to pay? ToolVet checks it first for $0.005. Pay for that from a separate
// client: this one is capped at $0.01 per payment. GET https://toolvet.app/api/v1/check?url=https%3A%2F%2F7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws%2Fpaid%2Floans&method=POST
const res = await pay("https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/loans", {
  method: "POST",
  headers: { "content-type": "application/json" },
  body: JSON.stringify({
    "agent_id": "0x4cffda4ff0a6c4918609067d2f77aad6dfc9ae9b",
    "amount": 5,
    "deadline": 1759803600,
    "nonce": "1759800000-7f3a",
    "signature": "0xcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcd"
  }),
});
console.log(res.status, await res.text());
Python: pay and call
# pip install "x402[requests,evm]"
import os
from eth_account import Account
from x402 import x402ClientSync
from x402.http.clients import x402_requests
from x402.mechanisms.evm import EthAccountSigner
from x402.mechanisms.evm.exact.register import register_exact_evm_client

# Pays at most $0.01 per call.
client = x402ClientSync().set_spend_controls({"max_amount_per_payment": "$0.01"})
register_exact_evm_client(client, EthAccountSigner(Account.from_key(os.environ["EVM_PRIVATE_KEY"])))

with x402_requests(client) as session:
    res = session.post(
        "https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/loans",
        json={
            "agent_id": "0x4cffda4ff0a6c4918609067d2f77aad6dfc9ae9b",
            "amount": 5,
            "deadline": 1759803600,
            "nonce": "1759800000-7f3a",
            "signature": "0xcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcdcd",
        },
    )
    print(res.status_code, res.text)

Security scan

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