75trust / 100

Locus Cmbs Loan Context

by api.locus.report in Markets & finance

x402 APIPassing, checked 4 h ago

SEC ABS-EE filings for a public CMBS loan on a commercial property: maturity date, debt coverage, occupancy, largest lease expirations, and special-servicer status. For agents checking when filed debt matures. Registered CMBS filings only; no match does not establish that no loan exists. npx @velinussage/locus-agent-skill add.

POST
https://api.locus.report/api/locus-cmbs-loan-context
Price
$0.1
per call in USDC
Uptime
100%
last 30 days
Response time
317 ms
2.3 s slowest 5%
Last check
Passed
4 h ago, next any minute now

Run a free test callHow to call it

Reliability

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Status and outage history · Atom feed

How to call it

POST https://api.locus.report/api/locus-cmbs-loan-context

Each call costs $0.1 in USDC on Base, paid with the request over x402.

Run a free test callOne unpaid request, the way an agent sends it. You see the payment challenge it gets back. Nothing is charged.

Example request

From the listing.

POST https://api.locus.report/api/locus-cmbs-loan-context
content-type: application/json

{
  "address": "767 5th Ave, New York, NY 10153"
}

Parameters

ParameterTypeRequiredDescription
addressstringYes

Example response

The provider's example. We can't check it without paying.

Example response, 41 lines
{
  "caveats": [
    "Example artifact; not live data. Partial coverage: only registered CMBS trusts filing ABS-EE. No match is not proof of no loan."
  ],
  "charged": true,
  "kind": "cmbs_loan_context",
  "legends": {
    "paymentStatus": {
      "0": "Current"
    },
    "propertyType": {
      "MU": "Mixed use"
    }
  },
  "match": "address",
  "properties": [
    {
      "address": "767 FIFTH AVENUE",
      "city": "New York",
      "inSpecialServicing": false,
      "largestLeaseExpirations": [],
      "leasesExpiringBeforeMaturity": 0,
      "loan": {
        "accessionNumber": "0001888524-26-013923",
        "assetNumber": "1",
        "cik": "1707817",
        "filingUrl": "https://www.sec.gov/Archives/edgar/data/1707817/000188852426013923/exh_102.xml",
        "interestRate": 0.0343,
        "reportingPeriodEnd": "2026-07-13",
        "trustName": "Wells Fargo Commercial Mortgage Trust 2017-C38"
      },
      "propKey": "767 5 AVE|10153",
      "propertyType": "MU",
      "state": "NY",
      "zip": "10153"
    }
  ],
  "reportingPeriodEnd": "2026-07-13",
  "sourceName": "SEC EDGAR ABS-EE Exhibit 102",
  "sourceUrl": "https://www.sec.gov/Archives/edgar/data/1707817/000188852426013923/exh_102.xml"
}

Call it from code

The curl command shows the payment challenge. The JavaScript and Python versions pay and call, and never pay more than $0.1.

curl: see the payment challenge
# bash or zsh: see the payment challenge. Nothing is charged.
curl -sS -g -i -X POST 'https://api.locus.report/api/locus-cmbs-loan-context' \
  -H 'content-type: application/json' \
  --data-raw '{"address":"767 5th Ave, New York, NY 10153"}'

# x402 v2 sends the challenge base64-encoded in the PAYMENT-REQUIRED header (v1 sends it in the body).
# To read the header:
curl -sS -g -o /dev/null -D - -X POST 'https://api.locus.report/api/locus-cmbs-loan-context' \
  -H 'content-type: application/json' \
  --data-raw '{"address":"767 5th Ave, New York, NY 10153"}' \
  | grep -i '^payment-required:' | cut -d' ' -f2 | tr -d '\r' | base64 --decode
JavaScript: pay and call
// npm i @x402/fetch @x402/evm viem
import { wrapFetchWithPayment, x402Client } from "@x402/fetch";
import { registerExactEvmScheme } from "@x402/evm/exact/client";
import { privateKeyToAccount } from "viem/accounts";

// Pays at most $0.1 per call.
const client = new x402Client().setSpendControls({ maxAmountPerPayment: "$0.1" });
registerExactEvmScheme(client, { signer: privateKeyToAccount(process.env.EVM_PRIVATE_KEY) });
const pay = wrapFetchWithPayment(fetch, client);

// Not sure it's safe to pay? ToolVet checks it first for $0.005. Pay for that from a separate
// client: this one is capped at $0.1 per payment. GET https://toolvet.app/api/v1/check?url=https%3A%2F%2Fapi.locus.report%2Fapi%2Flocus-cmbs-loan-context&method=POST
const res = await pay("https://api.locus.report/api/locus-cmbs-loan-context", {
  method: "POST",
  headers: { "content-type": "application/json" },
  body: JSON.stringify({
    "address": "767 5th Ave, New York, NY 10153"
  }),
});
console.log(res.status, await res.text());
Python: pay and call
# pip install "x402[requests,evm]"
import os
from eth_account import Account
from x402 import x402ClientSync
from x402.http.clients import x402_requests
from x402.mechanisms.evm import EthAccountSigner
from x402.mechanisms.evm.exact.register import register_exact_evm_client

# Pays at most $0.1 per call.
client = x402ClientSync().set_spend_controls({"max_amount_per_payment": "$0.1"})
register_exact_evm_client(client, EthAccountSigner(Account.from_key(os.environ["EVM_PRIVATE_KEY"])))

with x402_requests(client) as session:
    res = session.post(
        "https://api.locus.report/api/locus-cmbs-loan-context",
        json={
            "address": "767 5th Ave, New York, NY 10153",
        },
    )
    print(res.status_code, res.text)

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