Locus Mitigation Incentives

{
  "caveats": [
    "These are cited program and rule facts, not an individualized determination or recommendation.",
    "Verify current terms, funding, forms, and windows against the linked source before relying on a row."
  ],
  "count": 7,
  "coverage": {
    "derivedRows": 0,
    "hasLocalRows": false,
    "localRows": 0,
    "nationalRows": 6,
    "registryRows": 7,
    "stateRows": 1
  },
  "jurisdictionIds": [
    "ocd-jurisdiction/country:us/state:nc/government",
    "us-nc"
  ],
  "kind": "mitigation_incentives",
  "liveLookup": {
    "mode": "web_search_prompt",
    "queryPack": [
      "\"Raleigh, Wake County, NC\" (\"stormwater fee credit\" OR \"rain barrel rebate\")",
      "\"Raleigh, Wake County, NC\" (\"wind mitigation\" OR FORTIFIED OR \"home hardening\") grant"
    ],
    "webSearchSystemPrompt": "You are the Locus owner-program search agent. Use web search to find current program details for one resolved US jurisdiction. Return cited public-record context only, never a recommendation or an individualized determination.--Authority..."
  },
  "note": "Awareness/diagnostic only. Full briefs are x402-paid. Agents can discover live free tools at https://api.locus.report/tools/list and paid tools, prices, and manifests at https://api.locus.report/.well-known/ai-tool/index.json.",
  "place": "Raleigh, Wake County, NC",
  "programs": [
    {
      "class": "mitigation_grant",
      "fact": "The program provides grants toward an IBHS FORTIFIED Roof to NCIUA policyholders along the Outer Banks and barrier islands, subject to program terms.",
      "hazard": "wind",
      "id": "nc-strengthen-your-roof",
      "jurisdictionIds": [
        "us-nc"
      ],
      "moneyNote": "Up to $8,000 to $10,000",
      "name": "NCIUA Strengthen Your Roof",
      "placeLabel": "North Carolina (coastal NCIUA territories 110 and 120)",
      "source": "registry",
      "sourceUrl": "https://strengthenyourroof.com/Home/Policyholders",
      "verifiedAt": "2026-09-02",
      "window": "Open as of August 2026; projects complete within 18 months of approval."
    },
    {
      "authority": "44 CFR Part 70",
      "class": "flood_map_correction",
      "fact": "FEMA removes a structure from the Special Flood Hazard Area when its lowest adjacent grade is at or above the base flood elevation; the owner may then ask the lender to drop the mandatory flood-insurance requirement. FEMA charges no revi...",
      "hazard": "flood",
      "id": "national-fema-loma",
      "jurisdictionIds": [
        "national"
      ],
      "name": "Letter of Map Amendment (LOMA)",
      "placeLabel": "Nationwide (FEMA)",
      "source": "registry",
      "sourceUrl": "https://www.fema.gov/flood-maps/change-your-flood-zone/loma-lomr-f",
      "verifiedAt": "2026-09-02",
      "window": "FEMA normally decides within 60 days of a complete application."
    }
  ],
  "verifyNext": [
    {
      "purpose": "Check the cited FEMA flood-zone designation at the resolved point.",
      "tool": "locus_flood_zone"
    },
    {
      "purpose": "Check nearby historical wildfire perimeter records.",
      "tool": "locus_wildfire_history"
    }
  ]
}

# bash or zsh: see the payment challenge. Nothing is charged.
curl -sS -g -i -X POST 'https://api.locus.report/api/locus-mitigation-incentives' \
  -H 'content-type: application/json' \
  --data-raw '{"address":"1 E Edenton St, Raleigh, NC 27601"}'

# x402 v2 sends the challenge base64-encoded in the PAYMENT-REQUIRED header (v1 sends it in the body).
# To read the header:
curl -sS -g -o /dev/null -D - -X POST 'https://api.locus.report/api/locus-mitigation-incentives' \
  -H 'content-type: application/json' \
  --data-raw '{"address":"1 E Edenton St, Raleigh, NC 27601"}' \
  | grep -i '^payment-required:' | cut -d' ' -f2 | tr -d '\r' | base64 --decode

// npm i @x402/fetch @x402/evm viem
import { wrapFetchWithPayment, x402Client } from "@x402/fetch";
import { registerExactEvmScheme } from "@x402/evm/exact/client";
import { privateKeyToAccount } from "viem/accounts";

// Pays at most $0.01 per call.
const client = new x402Client().setSpendControls({ maxAmountPerPayment: "$0.01" });
registerExactEvmScheme(client, { signer: privateKeyToAccount(process.env.EVM_PRIVATE_KEY) });
const pay = wrapFetchWithPayment(fetch, client);

// Not sure it's safe to pay? ToolVet checks it first for $0.005. Pay for that from a separate
// client: this one is capped at $0.01 per payment. GET https://toolvet.app/api/v1/check?url=https%3A%2F%2Fapi.locus.report%2Fapi%2Flocus-mitigation-incentives&method=POST
const res = await pay("https://api.locus.report/api/locus-mitigation-incentives", {
  method: "POST",
  headers: { "content-type": "application/json" },
  body: JSON.stringify({
    "address": "1 E Edenton St, Raleigh, NC 27601"
  }),
});
console.log(res.status, await res.text());

# pip install "x402[requests,evm]"
import os
from eth_account import Account
from x402 import x402ClientSync
from x402.http.clients import x402_requests
from x402.mechanisms.evm import EthAccountSigner
from x402.mechanisms.evm.exact.register import register_exact_evm_client

# Pays at most $0.01 per call.
client = x402ClientSync().set_spend_controls({"max_amount_per_payment": "$0.01"})
register_exact_evm_client(client, EthAccountSigner(Account.from_key(os.environ["EVM_PRIVATE_KEY"])))

with x402_requests(client) as session:
    res = session.post(
        "https://api.locus.report/api/locus-mitigation-incentives",
        json={
            "address": "1 E Edenton St, Raleigh, NC 27601",
        },
    )
    print(res.status_code, res.text)