Locus Wildfire Risk

{
  "caveats": [
    "Wildfire risk here is FEMA's National Risk Index modeled rating for the census TRACT, not a per-property or per-parcel prediction.",
    "NRI is a relative hazard/expected-loss model; a low or 'No Rating' tract (often dense urban) is a modeled value, not proof of no wildfire exposure.",
    "Never a safety verdict, a desirability score, or an insurance/underwriting determination - confirm wildland-urban-interface exposure with state forestry and the local fire authority."
  ],
  "coverage": "covered",
  "note": "Awareness/diagnostic only. Full briefs are x402-paid. Agents can discover live free tools at https://api.locus.report/tools/list and paid tools, prices, and manifests at https://api.locus.report/.well-known/ai-tool/index.json.",
  "ok": true,
  "point": {
    "latitude": 35.780418000003195,
    "longitude": -78.63910200000142
  },
  "provenance": {
    "coverage": "national (all 50 states + DC/PR), census tract",
    "layerUrl": "https://services.arcgis.com/XG15cJAlne2vxtgt/arcgis/rest/services/National_Risk_Index_Census_Tracts/FeatureServer/0",
    "source": "FEMA National Risk Index (NRI) - Wildfire, census-tract level",
    "sourcePage": "https://hazards.fema.gov/nri/wildfire"
  },
  "verifyNext": [
    {
      "step": "Open the FEMA National Risk Index map for the tract's full hazard profile.",
      "url": "https://hazards.fema.gov/nri/map"
    },
    {
      "step": "Confirm wildland-urban-interface exposure with the state forestry agency and local fire authority.",
      "url": "https://www.fs.usda.gov/managing-land/fire"
    }
  ],
  "wildfire": {
    "annualizedFrequency": 0.000009971814581927071,
    "county": "Wake",
    "expectedAnnualLossUsd": 75.54887079683174,
    "riskRating": "Very Low",
    "riskScore": 32.14298455281652,
    "state": "North Carolina"
  }
}

# bash or zsh: see the payment challenge. Nothing is charged.
curl -sS -g -i -X POST 'https://api.locus.report/api/locus-wildfire-risk' \
  -H 'content-type: application/json' \
  --data-raw '{"address":"1 E Edenton St, Raleigh, NC 27601"}'

# x402 v2 sends the challenge base64-encoded in the PAYMENT-REQUIRED header (v1 sends it in the body).
# To read the header:
curl -sS -g -o /dev/null -D - -X POST 'https://api.locus.report/api/locus-wildfire-risk' \
  -H 'content-type: application/json' \
  --data-raw '{"address":"1 E Edenton St, Raleigh, NC 27601"}' \
  | grep -i '^payment-required:' | cut -d' ' -f2 | tr -d '\r' | base64 --decode

// npm i @x402/fetch @x402/evm viem
import { wrapFetchWithPayment, x402Client } from "@x402/fetch";
import { registerExactEvmScheme } from "@x402/evm/exact/client";
import { privateKeyToAccount } from "viem/accounts";

// Pays at most $0.01 per call.
const client = new x402Client().setSpendControls({ maxAmountPerPayment: "$0.01" });
registerExactEvmScheme(client, { signer: privateKeyToAccount(process.env.EVM_PRIVATE_KEY) });
const pay = wrapFetchWithPayment(fetch, client);

// Not sure it's safe to pay? ToolVet checks it first for $0.005. Pay for that from a separate
// client: this one is capped at $0.01 per payment. GET https://toolvet.app/api/v1/check?url=https%3A%2F%2Fapi.locus.report%2Fapi%2Flocus-wildfire-risk&method=POST
const res = await pay("https://api.locus.report/api/locus-wildfire-risk", {
  method: "POST",
  headers: { "content-type": "application/json" },
  body: JSON.stringify({
    "address": "1 E Edenton St, Raleigh, NC 27601"
  }),
});
console.log(res.status, await res.text());

# pip install "x402[requests,evm]"
import os
from eth_account import Account
from x402 import x402ClientSync
from x402.http.clients import x402_requests
from x402.mechanisms.evm import EthAccountSigner
from x402.mechanisms.evm.exact.register import register_exact_evm_client

# Pays at most $0.01 per call.
client = x402ClientSync().set_spend_controls({"max_amount_per_payment": "$0.01"})
register_exact_evm_client(client, EthAccountSigner(Account.from_key(os.environ["EVM_PRIVATE_KEY"])))

with x402_requests(client) as session:
    res = session.post(
        "https://api.locus.report/api/locus-wildfire-risk",
        json={
            "address": "1 E Edenton St, Raleigh, NC 27601",
        },
    )
    print(res.status_code, res.text)