ToolVet
75trust / 100

Mf Dev Underwrite

by Financial Analyst API in Markets & finance

x402 APIPassing, checked 2 h ago

Multifamily development underwriting — construction to hold to exit. Models construction draws (S-curve or straight-line), capitalized interest, lease-up ramp, construction-to-perm refi, and hold period returns. Returns development yield on cost, spread to cap rate, profit on cost, IRR and MOIC.

POST
https://financial-analyst.ai/mf-dev/underwrite
Price
$2.00
per call in USDC
Uptime
100%
last 30 days
Response time
358 ms
554 ms slowest 5%
Last check
Passed
2 h ago, next any minute now

Run a free test callHow to call it

Reliability

All checks passedSome failedAll failedNot checked

Status and outage history · Atom feed · Watch with other listings

How to call it

POST https://financial-analyst.ai/mf-dev/underwrite

Each call costs $2.00 in USDC on Base, paid with the request over x402.

Run a free test callOne unpaid request, the way an agent sends it. You see the payment challenge it gets back. Nothing is charged.

Example request

From the listing.

POST https://financial-analyst.ai/mf-dev/underwrite
content-type: application/json

{
  "address": "1200 North Loop Blvd, Minneapolis, MN",
  "construction_ltc": 0.65,
  "construction_months": 24,
  "construction_rate": 0.085,
  "draw_schedule": "s_curve",
  "exit_cap_rate": 0.055,
  "hard_costs": 14000000,
  "hold_years": 5,
  "land_cost": 2000000,
  "perm_ltv": 0.7,
  "perm_rate": 0.065,
  "soft_costs": 2500000,
  "stabilized_cap_rate": 0.055,
  "unit_types": [
    {
      "count": 40,
      "label": "1BR",
      "monthly_rent": 1800
    },
    {
      "count": 20,
      "label": "2BR",
      "monthly_rent": 2300
    }
  ]
}

Example response

The provider's example. We can't check it without paying.

{
  "development_metrics": {
    "development_yield_pct": "5.21%",
    "profit_on_cost_pct": "-5.3%",
    "spread_to_cap_bps": "-29bps"
  },
  "returns": {
    "irr_pct": "12.4%",
    "moic": 1.85
  }
}

Call it from code

The curl command shows the payment challenge. The JavaScript and Python versions pay and call, and never pay more than $2.

curl: see the payment challenge
# bash or zsh: see the payment challenge. Nothing is charged.
curl -sS -g -i -X POST 'https://financial-analyst.ai/mf-dev/underwrite' \
  -H 'content-type: application/json' \
  --data-raw '{"address":"1200 North Loop Blvd, Minneapolis, MN","construction_ltc":0.65,"construction_months":24,"construction_rate":0.085,"draw_schedule":"s_curve","exit_cap_rate":0.055,"hard_costs":14000000,"hold_years":5,"land_cost":2000000,"perm_ltv":0.7,"perm_rate":0.065,"soft_costs":2500000,"stabilized_cap_rate":0.055,"unit_types":[{"count":40,"label":"1BR","monthly_rent":1800},{"count":20,"label":"2BR","monthly_rent":2300}]}'

# x402 v2 sends the challenge base64-encoded in the PAYMENT-REQUIRED header (v1 sends it in the body).
# To read the header:
curl -sS -g -o /dev/null -D - -X POST 'https://financial-analyst.ai/mf-dev/underwrite' \
  -H 'content-type: application/json' \
  --data-raw '{"address":"1200 North Loop Blvd, Minneapolis, MN","construction_ltc":0.65,"construction_months":24,"construction_rate":0.085,"draw_schedule":"s_curve","exit_cap_rate":0.055,"hard_costs":14000000,"hold_years":5,"land_cost":2000000,"perm_ltv":0.7,"perm_rate":0.065,"soft_costs":2500000,"stabilized_cap_rate":0.055,"unit_types":[{"count":40,"label":"1BR","monthly_rent":1800},{"count":20,"label":"2BR","monthly_rent":2300}]}' \
  | grep -i '^payment-required:' | cut -d' ' -f2 | tr -d '\r' | base64 --decode
JavaScript: pay and call
// npm i @x402/fetch @x402/evm viem
import { wrapFetchWithPayment, x402Client } from "@x402/fetch";
import { registerExactEvmScheme } from "@x402/evm/exact/client";
import { privateKeyToAccount } from "viem/accounts";

// Pays at most $2 per call.
const client = new x402Client().setSpendControls({ maxAmountPerPayment: "$2" });
registerExactEvmScheme(client, { signer: privateKeyToAccount(process.env.EVM_PRIVATE_KEY) });
const pay = wrapFetchWithPayment(fetch, client);

// Not sure it's safe to pay? ToolVet checks it first for $0.005. Pay for that from a separate
// client: this one is capped at $2 per payment. GET https://toolvet.app/api/v1/check?url=https%3A%2F%2Ffinancial-analyst.ai%2Fmf-dev%2Funderwrite&method=POST
const res = await pay("https://financial-analyst.ai/mf-dev/underwrite", {
  method: "POST",
  headers: { "content-type": "application/json" },
  body: JSON.stringify({
    "address": "1200 North Loop Blvd, Minneapolis, MN",
    "construction_ltc": 0.65,
    "construction_months": 24,
    "construction_rate": 0.085,
    "draw_schedule": "s_curve",
    "exit_cap_rate": 0.055,
    "hard_costs": 14000000,
    "hold_years": 5,
    "land_cost": 2000000,
    "perm_ltv": 0.7,
    "perm_rate": 0.065,
    "soft_costs": 2500000,
    "stabilized_cap_rate": 0.055,
    "unit_types": [
      {
        "count": 40,
        "label": "1BR",
        "monthly_rent": 1800
      },
      {
        "count": 20,
        "label": "2BR",
        "monthly_rent": 2300
      }
    ]
  }),
});
console.log(res.status, await res.text());
Python: pay and call
# pip install "x402[requests,evm]"
import os
from eth_account import Account
from x402 import x402ClientSync
from x402.http.clients import x402_requests
from x402.mechanisms.evm import EthAccountSigner
from x402.mechanisms.evm.exact.register import register_exact_evm_client

# Pays at most $2 per call.
client = x402ClientSync().set_spend_controls({"max_amount_per_payment": "$2"})
register_exact_evm_client(client, EthAccountSigner(Account.from_key(os.environ["EVM_PRIVATE_KEY"])))

with x402_requests(client) as session:
    res = session.post(
        "https://financial-analyst.ai/mf-dev/underwrite",
        json={
            "address": "1200 North Loop Blvd, Minneapolis, MN",
            "construction_ltc": 0.65,
            "construction_months": 24,
            "construction_rate": 0.085,
            "draw_schedule": "s_curve",
            "exit_cap_rate": 0.055,
            "hard_costs": 14000000,
            "hold_years": 5,
            "land_cost": 2000000,
            "perm_ltv": 0.7,
            "perm_rate": 0.065,
            "soft_costs": 2500000,
            "stabilized_cap_rate": 0.055,
            "unit_types": [
                {
                    "count": 40,
                    "label": "1BR",
                    "monthly_rent": 1800,
                },
                {
                    "count": 20,
                    "label": "2BR",
                    "monthly_rent": 2300,
                },
            ],
        },
    )
    print(res.status_code, res.text)

Security scan

No findings

We scan names, descriptions and tool definitions for hidden instructions and other prompt-injection patterns.

Recent checks

WhenResultHTTPTimePrice
2 h agoPassed402323 ms$2.00
7 h agoPassed402347 ms$2.00
11 h agoPassed402358 ms$2.00
16 h agoPassed402316 ms$2.00
21 h agoPassed402318 ms$2.00
Show 10 older checks
25 h agoPassed402338 ms$2.00
30 h agoPassed402413 ms$2.00
34 h agoPassed402356 ms$2.00
38 h agoPassed402302 ms$2.00
42 h agoPassed402307 ms$2.00
47 h agoPassed402384 ms$2.00
2 days agoPassed402364 ms$2.00
2 days agoPassed402312 ms$2.00
2 days agoPassed402315 ms$2.00
3 days agoPassed402408 ms$2.00