80trust / 100

Mortgage Comparison Calculator

by Sindri in Markets & finance

x402 APIPassing, checked 1 h ago

15-year vs 30-year mortgage comparison calculator. Computes monthly payment and total interest for both loan terms on the same purchase price and down payment, and reports the payment and lifetime-interest tradeoff between them.

POST https://ppu43fkyhimq5fiqpmo42eh5ri0yypid.lambda-url.us-east-1.on.aws/mortgageComparisonCalculator

Last 30 days

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Status and outage history · Atom feed

Uptime
100%
Response time
143 ms typical, 449 ms slowest 5%
Last check
1 h ago
Next check
any minute now

How to call it

POST https://ppu43fkyhimq5fiqpmo42eh5ri0yypid.lambda-url.us-east-1.on.aws/mortgageComparisonCalculator

Each call costs $0.01 in USDC on Base, paid with the request over x402.

Run a free test callOne unpaid request, the way an agent sends it. You see the payment challenge it gets back. Nothing is charged.

Example request

From the listing.

POST https://ppu43fkyhimq5fiqpmo42eh5ri0yypid.lambda-url.us-east-1.on.aws/mortgageComparisonCalculator
content-type: application/json

{
  "downPaymentPercent": 0.2,
  "interestRate15": 0.055,
  "interestRate30": 0.065,
  "purchasePrice": 300000
}

Parameters

ParameterTypeRequiredDescription
downPaymentPercentnumberNoDown payment as a fraction of purchase price (0-1). Default 0.2. Default: 0.2.
interestRate15numberYesAnnual interest rate for the 15-year loan, as a fraction.
interestRate30numberYesAnnual interest rate for the 30-year loan, as a fraction.
purchasePricenumberYesHome purchase price.

Example response

The provider's example. We can't check it without paying.

{
  "data": {
    "fifteenYear": {
      "monthlyPayment": 1961.0002910907206,
      "totalInterest": 112980.05239633351,
      "totalPaid": 352980.0523963297
    },
    "monthlyPaymentDifference": 444.0370347076039,
    "params": {
      "downPaymentPercent": 0.2,
      "interestRate15": 0.055,
      "interestRate30": 0.065,
      "purchasePrice": 300000
    },
    "thirtyYear": {
      "monthlyPayment": 1516.9632563831167,
      "totalInterest": 306106.7722979182,
      "totalPaid": 546106.772297922
    },
    "totalInterestSavings": 193126.7199015847
  },
  "ok": true
}

Call it from code

The curl command shows the payment challenge. The JavaScript and Python versions pay and call, and never pay more than $0.01.

curl: see the payment challenge
# bash or zsh: see the payment challenge. Nothing is charged.
curl -sS -g -i -X POST 'https://ppu43fkyhimq5fiqpmo42eh5ri0yypid.lambda-url.us-east-1.on.aws/mortgageComparisonCalculator' \
  -H 'content-type: application/json' \
  --data-raw '{"downPaymentPercent":0.2,"interestRate15":0.055,"interestRate30":0.065,"purchasePrice":300000}'

# x402 v2 sends the challenge base64-encoded in the PAYMENT-REQUIRED header (v1 sends it in the body).
# To read the header:
curl -sS -g -o /dev/null -D - -X POST 'https://ppu43fkyhimq5fiqpmo42eh5ri0yypid.lambda-url.us-east-1.on.aws/mortgageComparisonCalculator' \
  -H 'content-type: application/json' \
  --data-raw '{"downPaymentPercent":0.2,"interestRate15":0.055,"interestRate30":0.065,"purchasePrice":300000}' \
  | grep -i '^payment-required:' | cut -d' ' -f2 | tr -d '\r' | base64 --decode
JavaScript: pay and call
// npm i @x402/fetch @x402/evm viem
import { wrapFetchWithPayment, x402Client } from "@x402/fetch";
import { registerExactEvmScheme } from "@x402/evm/exact/client";
import { privateKeyToAccount } from "viem/accounts";

// Pays at most $0.01 per call.
const client = new x402Client().setSpendControls({ maxAmountPerPayment: "$0.01" });
registerExactEvmScheme(client, { signer: privateKeyToAccount(process.env.EVM_PRIVATE_KEY) });
const pay = wrapFetchWithPayment(fetch, client);

// Not sure it's safe to pay? ToolVet checks it first for $0.005. Pay for that from a separate
// client: this one is capped at $0.01 per payment. GET https://toolvet.app/api/v1/check?url=https%3A%2F%2Fppu43fkyhimq5fiqpmo42eh5ri0yypid.lambda-url.us-east-1.on.aws%2FmortgageComparisonCalculator&method=POST
const res = await pay("https://ppu43fkyhimq5fiqpmo42eh5ri0yypid.lambda-url.us-east-1.on.aws/mortgageComparisonCalculator", {
  method: "POST",
  headers: { "content-type": "application/json" },
  body: JSON.stringify({
    "downPaymentPercent": 0.2,
    "interestRate15": 0.055,
    "interestRate30": 0.065,
    "purchasePrice": 300000
  }),
});
console.log(res.status, await res.text());
Python: pay and call
# pip install "x402[requests,evm]"
import os
from eth_account import Account
from x402 import x402ClientSync
from x402.http.clients import x402_requests
from x402.mechanisms.evm import EthAccountSigner
from x402.mechanisms.evm.exact.register import register_exact_evm_client

# Pays at most $0.01 per call.
client = x402ClientSync().set_spend_controls({"max_amount_per_payment": "$0.01"})
register_exact_evm_client(client, EthAccountSigner(Account.from_key(os.environ["EVM_PRIVATE_KEY"])))

with x402_requests(client) as session:
    res = session.post(
        "https://ppu43fkyhimq5fiqpmo42eh5ri0yypid.lambda-url.us-east-1.on.aws/mortgageComparisonCalculator",
        json={
            "downPaymentPercent": 0.2,
            "interestRate15": 0.055,
            "interestRate30": 0.065,
            "purchasePrice": 300000,
        },
    )
    print(res.status_code, res.text)

Security scan

  • No findings. We scan names, descriptions and tool definitions for hidden instructions and other prompt-injection patterns.

Recent checks

WhenResultHTTPTimePrice
1 h agoPassed402396 ms$0.01
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