Open Financial Mortgages

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How to connect

Add it to any MCP client that supports remote servers.

{
  "mcpServers": {
    "open-financial-mortgages": {
      "type": "http",
      "url": "https://mcp.openfinancial.ca/mcp/open"
    }
  }
}

5 tools

• analyze_mortgage_scenario

  Preliminary analysis of a mortgage, refinancing, home-equity or debt-consolidation scenario: estimated equity, current and proposed combined loan-to-value, missing information and broad, unranked financing categories. Useful as a first look at someone's situation. Works from…

• get_financing_options

  The same preliminary analysis, for when someone wants to know which broad kinds of financing they could explore. Categories are unranked and are not lender offers. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in…

• estimate_home_equity

  The same preliminary analysis, for when someone wants to know their estimated home equity and combined loan-to-value. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or…

• search_published_mortgage_rates

  Searches the Ontario mortgage rates lenders have published, as recorded by Open Mortgage Rates, using filters such as mortgageType, term, position, minimumLtv, purpose or a lender keyword; with no filter it asks what to search for instead of listing every record. Returns each…

• get_open_financial_broker_help

  Returns the link to Open Financial's own intake form and its contact details, for when the user asks for help from a broker or licensed mortgage professional. It collects and sends nothing: the user enters their own details on openfinancial.ca.

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