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PaydayLoan.Help: state payday loan rules

by paydayloan.help in Markets & finance

MCP serverPassing, checked 9 h ago

Payday loan laws for all 50 states and DC with sources, plus APR and renewal cost math.

https://paydayloan.help/mcp
Tools
3
open to any client
Uptime
100%
last 30 days
Response time
200 ms
200 ms slowest 5%
Last check
Passed
9 h ago, next any minute now

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How to connect

Add it to any MCP client that supports remote servers.

{
  "mcpServers": {
    "paydayloan-help-state-payday-loan-rules": {
      "type": "http",
      "url": "https://paydayloan.help/mcp"
    }
  }
}

3 tools

  • get_state_payday_rules

    One state's (or DC's) payday loan law as published on paydayloan.help: whether payday loans are allowed, maximum loan, term, fee or rate cap, rollovers, cooling-off, concurrent loans, extended payment plan, database, collection limits, other borrower rights, the regulator with…

  • list_states_by_payday_rule

    Lists states (50 plus DC) by their payday loan rules as published on paydayloan.help: filter by status (allowed with limits, installment-only, or typical payday loans not allowed), by whether state law requires an extended payment plan, or by a list of state codes to compare…

  • payday_loan_cost

    The paydayloan.help cost calculator: from the amount borrowed, the fee per $100 and the days until due, returns the APR, the fee per period, total fees after a number of fee-only renewals, the principal still owed, and the same amount as a federal credit union payday alternative…

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Recent checks

WhenResultHTTPTime
9 h agoPassed200200 ms