Porchlight: 2-4 unit loan limits and owner-occupant math

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How to connect

Add it to any MCP client that supports remote servers.

{
  "mcpServers": {
    "porchlight-2-4-unit-loan-limits-and-owner-occupant-math": {
      "type": "http",
      "url": "https://multifamilyfor.sale/mcp"
    }
  }
}

3 tools

• get_loan_limits

  The current-year FHA forward and FHFA conforming loan limits for 1, 2, 3 and 4 units in one county (or parish, borough, planning region, municipio), whether FHA treats it as high-cost, the 1-unit conforming figure VA uses with entitlement in use, and the highest price that keeps…

• list_state_loan_limits

  One state or territory's current-year FHA and conforming loan limits for 2, 3 and 4 units, county by county, with how many counties sit at the FHA floor and the highest FHA limits. Sort by name or by the FHA limit for a unit count; filter to high-cost counties; page with limit…

• house_hack_math

  Runs the site's 2-4 unit owner-occupant calculator: down payment, base loan, FHA upfront and annual MIP, the monthly PITI, the loan against the county limit (when state and county are given), FHA's self-sufficiency test on 3-4 units, the rent a lender can count (75% of the other…

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