RateSonar

Reliability

Status and outage history · Atom feed · Watch with other listings

How to connect

Add it to any MCP client that supports remote servers.

{
  "mcpServers": {
    "ratesonar": {
      "type": "http",
      "url": "https://api.ratesonar.com/mcp"
    }
  }
}

11 tools

• find_products

  Find current products by lender and words in the product name, e.g. institution "CBA" and query "standard variable". Returns institution_id and product_id for each match, with category, rate and observed_date. A product is the pair (institution_id, product_id): pass both to…

• compare_rates

  Current comparison across institutions for a product category (home_loan | savings | term_deposit | credit_card | personal_loan | car_loan | business_loan): each product at its own most recent observation (observedDate tells you how fresh). Home loans can be filtered by…

• rate_history

  Advertised rate history for one product (institutionId and productId). Returns each recorded rate, comparison rate and fees between two dates, with the date each was recorded. RateSonar's record starts 2026-06-12. Pass grid:true to also get `grid`, one point per day: status…

• rate_details

  Exact CDR product-reference detail for one institution and product: every published lending or deposit rate entry and tier, with fees, features, eligibility, constraints, source quality flags, the date the version was recorded and the lender's own links. asOf returns the version…

• rate_changes

  Recent change-events, newest first: a rate moved, a product was added, or a product was withdrawn. Each event has the lender, the product's name and category, and field-level deltas (e.g. rate [6.09, 5.89], bps -20). Filter by institutionId, category, kind and direction. Returns…

• list_series

  Every standard series slug the series tool accepts, with its label, kind (level or spread) and unit (% or bps). Call this before series when you do not know the slug.

• series

  Standardized rate series: named LEVEL series (hl.var.oo.pi = headline variable home loan; sav.max; td.12m; biz.loan.var; cash = RBA cash rate…) and SPREAD series in bps (spread.hl.var-cash = lending pass-through; spread.hl.var-sav.max = the margin; spread.hl.var-hl.fix.36m =…

• bank_position

  Selected bank deposit and loan contracts against matching peer brands, own recorded history, RBA cash and dated funding disclosures. Pass an institutionId and product cohort. No claims about private ALM, intent or margins.

• bank_analysis

  An evidence-checked AI reading of bank_position. Supports savings or term deposits against variable/fixed home loans, card purchase rates, personal, car or business loans. Returns cited claims, inference labels and dated records; partial readings name withheld sections…

• yield_curve

  RBA curve nodes for an exact date or the latest publication: cash and bond yields as published, and the RBA's fitted zero, forward and discount curves (each point says whether it is observed or derived), with optional exact comparison date, instrument details, source digest and…

• curve_pipeline_status

  Validation, freshness, missing families, source hashes and last-good fallback status of the automated curve pipeline. An unhealthy response is evidence of a pipeline problem, not bank risk.

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