Risk

{
  "aave_v3": {
    "available_borrows_usd": "5.67",
    "health_factor": "3.21",
    "liquidation_threshold_pct": "82.50",
    "ltv_pct": "75.00",
    "pool": "0xA238Dd80C259a72e81d7e4664a9801593F98d1c5",
    "protocol": "aave_v3",
    "raw": {
      "availableBorrowsBase": "567000000",
      "currentLiquidationThreshold": "8250",
      "healthFactor": "3210000000000000000",
      "ltv": "7500",
      "totalCollateralBase": "1234000000",
      "totalDebtBase": "100000000"
    },
    "total_collateral_usd": "12.34",
    "total_debt_usd": "1.00"
  },
  "address": "0x0000000000000000000000000000000000000001",
  "as_of": "2026-09-14T00:00:00.000Z",
  "chain": "base",
  "disclaimer": "MioDio DeFi Risk Passport (MVP). Best-effort public on-chain reads only. Not financial, legal, or investment advice. No KYC/social enrichment. Balances are never invented — missing fields mean the read failed or was not attempted. Always verify on-chain.",
  "hooks": {
    "next": [
      "Optional: stablecoin exposure breakdown via UiPoolDataProvider"
    ],
    "notes": [
      "MVP uses Aave v3 Pool.getUserAccountData only (collateral, debt, HF).",
      "No social scrapes, no off-chain enrichment resale."
    ]
  },
  "product": "mio_dio_defi_risk_passport",
  "status": "ok",
  "version": "0.5.0"
}

# bash or zsh: see the payment challenge. Nothing is charged.
curl -sS -g -i 'https://workers.miodiollc.com/v1/risk/:address?chain=base'

# x402 v2 sends the challenge base64-encoded in the PAYMENT-REQUIRED header (v1 sends it in the body).
# To read the header:
curl -sS -g -o /dev/null -D - 'https://workers.miodiollc.com/v1/risk/:address?chain=base' \
  | grep -i '^payment-required:' | cut -d' ' -f2 | tr -d '\r' | base64 --decode

// npm i @x402/fetch @x402/evm viem
import { wrapFetchWithPayment, x402Client } from "@x402/fetch";
import { registerExactEvmScheme } from "@x402/evm/exact/client";
import { privateKeyToAccount } from "viem/accounts";

// Pays at most $0.04 per call.
const client = new x402Client().setSpendControls({ maxAmountPerPayment: "$0.04" });
registerExactEvmScheme(client, { signer: privateKeyToAccount(process.env.EVM_PRIVATE_KEY) });
const pay = wrapFetchWithPayment(fetch, client);

// Not sure it's safe to pay? ToolVet checks it first for $0.005. Pay for that from a separate
// client: this one is capped at $0.04 per payment. GET https://toolvet.app/api/v1/check?url=https%3A%2F%2Fworkers.miodiollc.com%2Fv1%2Frisk%2F%3Aaddress
const res = await pay("https://workers.miodiollc.com/v1/risk/:address?chain=base");
console.log(res.status, await res.text());

# pip install "x402[requests,evm]"
import os
from eth_account import Account
from x402 import x402ClientSync
from x402.http.clients import x402_requests
from x402.mechanisms.evm import EthAccountSigner
from x402.mechanisms.evm.exact.register import register_exact_evm_client

# Pays at most $0.04 per call.
client = x402ClientSync().set_spend_controls({"max_amount_per_payment": "$0.04"})
register_exact_evm_client(client, EthAccountSigner(Account.from_key(os.environ["EVM_PRIVATE_KEY"])))

with x402_requests(client) as session:
    res = session.get("https://workers.miodiollc.com/v1/risk/:address?chain=base")
    print(res.status_code, res.text)