78trust / 100
Score Defaillance
by Sirenic in Company & people data
x402 APIPassing, checked 2 h ago
Credit risk scoring for a French company: a default-risk score (0-100) at ~12 months from a transparent scorecard — filed financial ratios (structure, profitability, liquidity, net cash, debt service, trend), company age, and a hard BODACC override (open insolvency/liquidation, or closure for insufficiency of assets). Returns the score, a qualitative band, every component with its threshold, and a confidence level. Decision-support indicator — NOT a solvency opinion or credit rating.
GET https://api.sirenic.eu/v1/score/defaillance/:siren
Last 30 days
All checks passedSome failedAll failedNot checked
- Uptime
- 100%
- Response time
- 39 ms typical, 128 ms slowest 5%
- Last check
- 2 h ago
- Next check
- any minute now
How to call it
# See the payment challenge (nothing is charged)
curl -i -X GET "https://api.sirenic.eu/v1/score/defaillance/:siren"import { wrapFetchWithPayment } from "@x402/fetch";
import { x402Client } from "@x402/core/client";
import { ExactEvmScheme } from "@x402/evm/exact/client";
import { privateKeyToAccount } from "viem/accounts";
const client = new x402Client().register(
"eip155:8453",
new ExactEvmScheme(privateKeyToAccount(process.env.AGENT_KEY)),
);
const pay = wrapFetchWithPayment(fetch, client);
// Not sure it's safe to pay? Preflight it first for $0.005:
// GET https://toolvet.app/api/v1/check?url=https%3A%2F%2Fapi.sirenic.eu%2Fv1%2Fscore%2Fdefaillance%2F%3Asiren
const res = await pay("https://api.sirenic.eu/v1/score/defaillance/:siren");
console.log(await res.json());Example input
{}Example output
{
"avertissement_perimetre": "Comptes SOCIAUX seuls : la santé du GROUPE n'est pas mesurée ; sur une tête de groupe, dette et liquidité peuvent être structurelles. Confiance plafonnée à « moyenne ». / Standalone STATUTORY accounts: GROUP health is not measured; on a group parent, debt and liquidity may be structural. Confidence capped at medium.",
"classe": "sain",
"composantes": [
{
"axe": "liquidite",
"indicateur": "ratio_liquidite_%",
"points": 12,
"seuil": "<80/<100",
"valeur": 7.093
},
{
"axe": "dette",
"indicateur": "capacite_remboursement_annees",
"points": 10,
"seuil": "<0/>7/>4",
"valeur": 19.515
}
],
"confiance": "moyenne",
"data_freshness": "identité stock Sirene (2026-07-01) + ratios financiers + BODACC temps réel",
"denomination": "DANONE",
"exercice_reference": "2024-12-31",
"risque_12m": "faible",
"score_risque": 22,
"signaux_bodacc": {
"cloture_insuffisance_actif": false,
"liquidation_judiciaire": false,
"procedure_collective": false
},
"siren": "552032534",
"version_modele": "defaillance-v1.9"
}Security scan
- No findings. We scan names, descriptions and tool definitions for hidden instructions and other prompt-injection patterns.
Recent checks
| When | Result | HTTP | Time | Price |
|---|---|---|---|---|
| 2 h ago | Passed | 402 | 51 ms | $0.1 |
| 6 h ago | Passed | 402 | 125 ms | $0.1 |
| 10 h ago | Passed | 402 | 45 ms | $0.1 |
| 13 h ago | Passed | 402 | 39 ms | $0.1 |
| 17 h ago | Passed | 402 | 33 ms | $0.1 |
| 20 h ago | Passed | 402 | 32 ms | $0.1 |
| 24 h ago | Passed | 402 | 49 ms | $0.1 |
| 27 h ago | Passed | 402 | 128 ms | $0.1 |
| 31 h ago | Passed | 402 | 33 ms | $0.1 |
| 35 h ago | Passed | 402 | 185 ms | $0.1 |
| 38 h ago | Passed | 402 | 36 ms | $0.1 |
| 42 h ago | Passed | 402 | 38 ms | $0.1 |
| 45 h ago | Passed | 402 | 35 ms | $0.1 |
| 2 days ago | Passed | 402 | 121 ms | $0.1 |