SwitchWize MCP

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How to connect

Add it to any MCP client that supports remote servers.

{
  "mcpServers": {
    "switchwize-mcp": {
      "type": "http",
      "url": "https://www.switchwize.com/api/mcp"
    }
  }
}

16 tools

• get_top_rates

  Return top SwitchWize rates with freshness and attribution. Savings, CDs, checking and money market answer only from their editor-approved snapshot. A category with no approved release yet returns no ranked rates and says so (approval_status: not_yet_approved) rather than…

• get_top_hysa_rates

  Return top high-yield savings rates with freshness and attribution. Answers only from the editor-approved snapshot; before its first release it returns no ranked rates and says so (approval_status: not_yet_approved). approvedOnly makes the requirement explicit. detail=full adds…

• get_bank_gap

  Estimate annual savings interest forgone for a supplied balance and optional bank name. comparisonApy is the average of the top three tracked savings rates, not an average across all banks; bankCount is the size of the tracked set. baselineApy is the named bank's APY, or the…

• compare_switch_savings

  Compare a user's current APY with SwitchWize's current top savings APY for a balance.

• get_rate_freshness

  Return public data source freshness status and affected routes.

• get_index_dataset

  Return a SwitchWize index dataset summary and recent series.

• get_bank_gap_index

  Return the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.

• get_reality_score

  Estimate the modeled annual value of a supported premium credit card for a consumer segment. Supply a card slug or name and optionally a segment ID; the default is occasional-traveler. Return segment assumptions, score, rewards, credits, perks, fee, interest, friction, net…

• get_card_offers

  Return current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.

• get_transfer_bonuses

  Return current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.

• get_card_changes

  Return recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.

• get_reward_valuations

  Return SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.

• best_move_this_week

  Given the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, and (optionally) the savings-rate move beside the card move.

• get_cd_rollover_rules

  Return verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, and the early-withdrawal penalty. Each fact is sourced directly from the bank's…

• get_card_downgrade_path

  Return verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fee posts a refund is available on cancellation. Optionally filtered to one card…

• get_fed_hike_pass_through

  Return how much of the latest Federal Reserve rate hike each tracked savings account has passed through to savers so far: rate before the hike, rate now, change in basis points, pass-through share, and days until the bank moved. One source per bank; each row carries its source…

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