Wealth Advisor

{
  "advisor_type_recommendation": "Fee-only, fiduciary CFP with a retirement-income specialty",
  "amazon_link": "https://www.amazon.com/s?k=choosing+a+financial+advisor&tag=pulsenetwork7-20",
  "amazon_search": "choosing a financial advisor",
  "directories": [
    {
      "best_for": "fee-only fiduciary search by specialty",
      "name": "NAPFA",
      "search_tip": "Filter by \"Retirement Income Planning\"",
      "url": "https://www.napfa.org/find-an-advisor"
    }
  ],
  "disclaimer": "For informational purposes only. Not financial advice. Always verify advisor credentials and disciplinary history through SEC IAPD and FINRA BrokerCheck before engaging.",
  "fee_expectations": {
    "aum": "0.25%-1.00% annually, usually only worth it above $250K",
    "flat_fee": "$2,000-$5,000 for a comprehensive plan",
    "hourly": "$150-$400/hr"
  },
  "questions_to_ask": [
    "Are you a fiduciary at all times, or only sometimes?",
    "How exactly are you compensated?"
  ],
  "red_flags": [
    "Reluctance to disclose all compensation",
    "Pushes proprietary or annuity products"
  ],
  "regulatory_check": {
    "finra_brokercheck": "https://brokercheck.finra.org",
    "note": "Search by firm and individual name for disciplinary history",
    "sec_iapd": "https://adviserinfo.sec.gov"
  },
  "what_to_look_for": [
    "CFP or CFA credential",
    "Fee-only (not fee-based)",
    "Fiduciary at all times"
  ],
  "why_fee_only": "Fee-only advisors do not earn commissions on products, removing the incentive to sell you something"
}

# bash or zsh: see the payment challenge. Nothing is charged.
curl -sS -g -i 'https://wealthpulse.theaslangroupllc.com/api/wealth/advisor?action=find&advisors=Advisor+A+1%25+AUM%2C+Advisor+B+flat+fee&firm=Smith+Wealth+Management&location=Denver%2C+CO&specialty=retirement+planning'

# x402 v2 sends the challenge base64-encoded in the PAYMENT-REQUIRED header (v1 sends it in the body).
# To read the header:
curl -sS -g -o /dev/null -D - 'https://wealthpulse.theaslangroupllc.com/api/wealth/advisor?action=find&advisors=Advisor+A+1%25+AUM%2C+Advisor+B+flat+fee&firm=Smith+Wealth+Management&location=Denver%2C+CO&specialty=retirement+planning' \
  | grep -i '^payment-required:' | cut -d' ' -f2 | tr -d '\r' | base64 --decode

// npm i @x402/fetch @x402/evm viem
import { wrapFetchWithPayment, x402Client } from "@x402/fetch";
import { registerExactEvmScheme } from "@x402/evm/exact/client";
import { privateKeyToAccount } from "viem/accounts";

// Pays at most $0.1 per call.
const client = new x402Client().setSpendControls({ maxAmountPerPayment: "$0.1" });
registerExactEvmScheme(client, { signer: privateKeyToAccount(process.env.EVM_PRIVATE_KEY) });
const pay = wrapFetchWithPayment(fetch, client);

// Not sure it's safe to pay? ToolVet checks it first for $0.005. Pay for that from a separate
// client: this one is capped at $0.1 per payment. GET https://toolvet.app/api/v1/check?url=https%3A%2F%2Fwealthpulse.theaslangroupllc.com%2Fapi%2Fwealth%2Fadvisor
const res = await pay("https://wealthpulse.theaslangroupllc.com/api/wealth/advisor?action=find&advisors=Advisor+A+1%25+AUM%2C+Advisor+B+flat+fee&firm=Smith+Wealth+Management&location=Denver%2C+CO&specialty=retirement+planning");
console.log(res.status, await res.text());

# pip install "x402[requests,evm]"
import os
from eth_account import Account
from x402 import x402ClientSync
from x402.http.clients import x402_requests
from x402.mechanisms.evm import EthAccountSigner
from x402.mechanisms.evm.exact.register import register_exact_evm_client

# Pays at most $0.1 per call.
client = x402ClientSync().set_spend_controls({"max_amount_per_payment": "$0.1"})
register_exact_evm_client(client, EthAccountSigner(Account.from_key(os.environ["EVM_PRIVATE_KEY"])))

with x402_requests(client) as session:
    res = session.get("https://wealthpulse.theaslangroupllc.com/api/wealth/advisor?action=find&advisors=Advisor+A+1%25+AUM%2C+Advisor+B+flat+fee&firm=Smith+Wealth+Management&location=Denver%2C+CO&specialty=retirement+planning")
    print(res.status_code, res.text)