Wealth Emergency

{
  "amazon_link": "https://www.amazon.com/s?k=building+an+emergency+fund&tag=pulsenetwork7-20",
  "amazon_search": "building an emergency fund",
  "best_accounts": [
    {
      "account_type": "HYSA",
      "best_for": "the full 6-month target",
      "cons": [
        "rate can drop with Fed cuts"
      ],
      "current_apy_range": "4.5-5.0% APY",
      "pros": [
        "FDIC insured",
        "instant access"
      ]
    }
  ],
  "current_gap": "$20,800 remaining to reach target",
  "disclaimer": "For informational purposes only. Interest rates change frequently — verify current APYs at bankrate.com or NerdWallet before opening an account.",
  "funding_strategy": {
    "first_move": "Open a HYSA and automate a transfer on payday",
    "monthly_savings_goal": "$1,733",
    "months_to_goal": "12"
  },
  "reasoning": "Two dependents and stable W-2 income support a standard 6-month target",
  "recommended_months": 6,
  "target_amount": {
    "calculation_basis": "$3,800 monthly expenses x 6 months",
    "high_estimate": "$26,600",
    "low_estimate": "$19,000",
    "target": "$22,800"
  }
}

# bash or zsh: see the payment challenge. Nothing is charged.
curl -sS -g -i 'https://wealthpulse.theaslangroupllc.com/api/wealth/emergency?dependents=2&job_type=stable'

# x402 v2 sends the challenge base64-encoded in the PAYMENT-REQUIRED header (v1 sends it in the body).
# To read the header:
curl -sS -g -o /dev/null -D - 'https://wealthpulse.theaslangroupllc.com/api/wealth/emergency?dependents=2&job_type=stable' \
  | grep -i '^payment-required:' | cut -d' ' -f2 | tr -d '\r' | base64 --decode

// npm i @x402/fetch @x402/evm viem
import { wrapFetchWithPayment, x402Client } from "@x402/fetch";
import { registerExactEvmScheme } from "@x402/evm/exact/client";
import { privateKeyToAccount } from "viem/accounts";

// Pays at most $0.1 per call.
const client = new x402Client().setSpendControls({ maxAmountPerPayment: "$0.1" });
registerExactEvmScheme(client, { signer: privateKeyToAccount(process.env.EVM_PRIVATE_KEY) });
const pay = wrapFetchWithPayment(fetch, client);

// Not sure it's safe to pay? ToolVet checks it first for $0.005. Pay for that from a separate
// client: this one is capped at $0.1 per payment. GET https://toolvet.app/api/v1/check?url=https%3A%2F%2Fwealthpulse.theaslangroupllc.com%2Fapi%2Fwealth%2Femergency
const res = await pay("https://wealthpulse.theaslangroupllc.com/api/wealth/emergency?dependents=2&job_type=stable");
console.log(res.status, await res.text());

# pip install "x402[requests,evm]"
import os
from eth_account import Account
from x402 import x402ClientSync
from x402.http.clients import x402_requests
from x402.mechanisms.evm import EthAccountSigner
from x402.mechanisms.evm.exact.register import register_exact_evm_client

# Pays at most $0.1 per call.
client = x402ClientSync().set_spend_controls({"max_amount_per_payment": "$0.1"})
register_exact_evm_client(client, EthAccountSigner(Account.from_key(os.environ["EVM_PRIVATE_KEY"])))

with x402_requests(client) as session:
    res = session.get("https://wealthpulse.theaslangroupllc.com/api/wealth/emergency?dependents=2&job_type=stable")
    print(res.status_code, res.text)