Is RateAPI — live US mortgage, auto, HELOC, personal & deposit rates down?

MCP serverBy rateapi.dev. How to connect and its trust score are on the listing page.

Up

No, RateAPI — live US mortgage, auto, HELOC, personal & deposit rates is up.

It passed its latest check 2 h ago in 126 ms, and every check since we started checking it on 11 Oct 2026.

Latest check

Last check
2 h ago (16 Oct 2026, 23:57 UTC)
Response time
126 ms (typical 187 ms)
Next check
In about 8 h
How often
About every 10 hours over the last 7 days

Uptime

Last 24 hours100%3 checks
Last 7 days100%14 checks
Last 30 days100%14 checks
All checks passedSome failedAll failedNot checked

Uptime is the share of checks that passed. We checked it about every 10 hours over the last 7 days.

Outages in the last 30 days

No outages in the last 30 days. An outage starts when two checks in a row fail and ends at the next passing check.

Recent checks

WhenResultHTTPTime
16 Oct 2026, 23:57 UTCPassed200126 ms
16 Oct 2026, 14:08 UTCPassed200213 ms
16 Oct 2026, 03:23 UTCPassed200357 ms
15 Oct 2026, 16:53 UTCPassed200273 ms
15 Oct 2026, 07:30 UTCPassed200202 ms
14 Oct 2026, 21:40 UTCPassed200188 ms
14 Oct 2026, 12:19 UTCPassed200247 ms
14 Oct 2026, 02:27 UTCPassed200160 ms
13 Oct 2026, 17:16 UTCPassed200141 ms
13 Oct 2026, 08:10 UTCPassed200187 ms

How we check

Up means the MCP handshake and the tool list worked, or the server asked for sign-in or payment.

Checks come from our server, about every 10 hours for this listing over the last 7 days. A failure can also mean the service blocks our checks. Two failed checks in a row count as an outage, which ends at the next passing check.

If you think a check is wrong, contact hello@toolvet.app. More on how we check and score.